equifax

Credit Score

How do you stand against average credit score by state, age, salary?

We all have a vague understanding about credit score, credit reports and credit reporting agencies. Free credit monitoring services exist to check credit score. If the credit score number is high enough, then you have a good credit. It ranges from 300 to 850. If you are at the lower end of the scale, you …

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what is credit freeze

What Is Credit Freeze? How To Freeze Your Credit?

We’ve all heard credit financial jargons like credit freeze or security freeze. So, we tend to ask ourselves, what is credit freeze? A credit freeze lets an individual control how their U.S. financial identity information is allowed to be released by credit bureaus. Freeze prevents bureaus from releasing the personal information of the individual. Credit …

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