We all have a vague understanding about credit score, credit reports and credit reporting agencies. Free credit monitoring services exist to check credit score. If the credit score number is high enough, then you have a good credit. It ranges from 300 to 850. If you are at the lower end of the scale, you …
Are you planning to get a home or car? The next thing that comes to mind is how to finance? Comprehend the motive of banks, they are in the lending business to make profit, so naturally they would want to lend their money to trustworthy people. How to get good credit score? Are you looking …
If you are looking to find a card that will let you earn rewards and get cashback while still having the convenience of getting approved for it, then this Discover it Secured card could be the one for you. The card was designed for people who have poor credit histories or are struggling with their …
Did you ever missed to repay your credit card bill on time? A broken credit is a result of low credit scores or missed payments. A broken credit can have severe impact on whether you will get a loan or not. You need to fix it before even potential lenders can trust you again. If …
Is your credit card score still in the same place? Despite all attempts, has your credit card score improved? Ensuring you have a good credit card score has a vital role in quickly determining you will get mortgages. Many people often wonder why is my credit score not going up, but they fail to see …
Many people wonder how to cancel a credit card without concern about the side effect of it. Canceling a credit card will damage your credit score. Canceling credit card drastically changes your credit utilization ratio. The ratio in your credit report is basically the credit you tap versus the total credit limit you own. The …
Credit cards need to be very responsible about how they manage it. Excessive or less usage of the card can lead to blockage. Hence, one should use it in a fair amount to prevent it from being blocked. You should know how often should you use your credit card to maintain a perfect score and …
Some adults may scoff if I say every 18 year old should get a credit card. But, I want to show you why you want to give your young adult an exposure to credit card early in life. After 18, they are free to sign up for any credit card in their own name. We …
If there is anything that can make your spending less fun for you, it’s the ongoing debts. Some plan these debts for some specific purposes while others get forced by unconventional circumstances. Either way, the debt goes a long way with you until you get it off your accounts with struggles of years. So, you …
