Discover It Secured Card Review 2021

Discover It Secured Card

If you are looking to find a card that will let you earn rewards and get cashback while still having the convenience of getting approved for it, then this Discover it Secured card could be the one for you. The card was designed for people who have poor credit histories or are struggling with their …

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What is Credit Card Pre-Approval?

Credit Card Pre-Approval

Don’t you love the sound of a swiped card? It basically means you can have got full rights on a product or a particular service. Having a credit card makes life easy! You know the credit card limit, but shopping with it makes you feel powerful. Before riding on a mighty horse, you need to …

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How To Cancel Your Credit Card?

How To Cancel Your Credit Card

Many people wonder how to cancel a credit card without concern about the side effect of it. Canceling a credit card will damage your credit score. Canceling credit card drastically changes your credit utilization ratio. The ratio in your credit report is basically the credit you tap versus the total credit limit you own. The …

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How Often Should You Use Your Credit Card?

How Often Should You Use Your Credit Card

Credit cards need to be very responsible about how they manage it. Excessive or less usage of the card can lead to blockage. Hence, one should use it in a fair amount to prevent it from being blocked. You should know how often should you use your credit card to maintain a perfect score and …

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Best Credit Cards For 18 Year Old Young Adult

Credit Cards For 18 Year Old

Some adults may scoff if I say every 18 year old should get a credit card. But, I want to show you why you want to give your young adult an exposure to credit card early in life. After 18, they are free to sign up for any credit card in their own name. We …

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How To Get Out Of Credit Card Debt

Credit Card Debt

A debt might be a need of the hour at a certain time, but we all get frustrated when it comes down to paying it off. If you are researching how to get out of credit card debt, then you might have learned by now that the only way to do it is a series …

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How To Lower Credit Card Interest Rate?

Lower Credit Card Interest Rate

If there is anything that can make your spending less fun for you, it’s the ongoing debts. Some plan these debts for some specific purposes while others get forced by unconventional circumstances. Either way, the debt goes a long way with you until you get it off your accounts with struggles of years. So, you …

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How to Maximize A 0% Balance Transfer Credit Card Offer?

0% Balance Transfer

A stress-free life equals happy life. What is the kind of stress triggers in your life? For starters, there is too much financial responsibility on your shoulder. Perhaps that could be the reason for your poor credit score. Yes, you made some naive financial decisions, but it DOES affect your future as well. You need …

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New United Gateway Card With No Annual Fee

United Gateway Card

United Airlines and Chase have recently introduced the new United Gateway Card. The card offers several perks to the holders. It lets you save on groceries and gas while stacking the reward numbers in terms of miles to win you the ticket to your dream destination for a vacation.   Annual Fee The card offers …

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What Are The Easiest Credit Cards To Get Approved For?

Easiest Credit Cards

The short answer to “easiest credit cards to get” question is it depends on personal credit history and credit score. You expand your options of easiest credit cards to get, if you have a good credit score. If you have an excellent credit with FICO score above 800, you will probably get any card you …

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