Are you looking for the best cards with good rewards? Are you just getting started creating your credit history? To help you with credit cards, we have researched extensively the easiest Amex cards to get approved for. Well, if you have stopped here, let me tell you, you are at the right place to know about Amex cards.
It is a misconception that, American Express cards are difficult to qualify for. These cards can be the best suggestion to get while comparing their rewards, cashback, redeem, and much more. Hence, you have the best variety to find the one that fits your needs. You can find anything you want, from basic no annual fee credit cards to high premium credit cards within American Express credit cards lineup.
But, with a large variety of cards, it is difficult to know where to start from or which one is the easiest Amex card to get. For the ease of our readers, we have concluded some of the American Express cards from different categories, from spending in U.S supermarkets to luxurious travel just have a look.
- Blue Cash Everyday® Card from American Express: Best for no annual fee.
- Cash Magnet Card® from American Express: Best to have for daily rewards.
- Blue Cash Preferred® Card from American Express: Best cashback offers.
- Amex EveryDay® Credit Card from American Express: Best for travel and supermarket rewards.
Let’s dig deeper into the benefits and features these cards have
Easiest Amex Cards To Get
American Express has a variety of cards to have, we will be concluding these four cards after a survey to let you guys how to get the best advantage of getting the one from the list of easiest Amex cards to get.
So, before going into the details for each card, making an easy chart to have a look; for quick info.
|Easy to get Amex Card||Pros||Cons|
|1. Blue Cash Everyday® Card from American Express||Everyday use|
No annual fee
Offers large purchases with the optional payment
|Foreign transaction fees|
Some supermarkets are excluded from 3% cashback
|2. Cash magnet card from American Express||No annual fee|
Exciting Bonuses and rewards
1.5% of cashback without category limit
They have limited acceptance in some parts
|3. Blue Cash Preferred® Card from American Express||No enrollment for cashback|
High cashback rewards in different categories.
|Foreign transaction fee up to 2.7 %|
Cashback at a U.S supermarket is capped
High advance fee
|4. The Amex EveryDay® Credit Card from American Express||0% of APR rate within 15 months of the card membership|
Surprising rewards on supermarket purchases and travel
|Foreign transaction of 2.7% of the rate|
Some cards offer more for supermarket rewards than this
Blue Cash Everyday® Card From American Express:
If you are looking for something to go with a swipe every day, this card is a must to get. More, we have included it in the list of our easiest Amex cards to get because of its no annual fee feature. Blue Cash Everyday® Card from American Express brings the best cashback rewards up to $6000.
The phrase; spend and save at the same time fits here perfectly. In addition to these benefits, 3% cashback over U.S supermarkets while 2% cashback overall U.S gas stations and selected stores. However, not only this 1% cashback can be made over all the other purchases. So, what do you need more?
The welcome bonuses are undoubtedly the best. With the card, you can save 20% on the purchase from Amazon.com. Also, on spending up to $1000 get $100 back to your wallet.
Cash magnet card from American Express:
The cash magnet card from American Express can be the best fit for people looking for something to earn extra rewards, cash backs without putting a lot. However, this card offers a great cashback of 1.5% on almost every purchase without just having the category limit.
Moreover, once spending $1000 in the first three months of Cash magnet card you will be having a $150 statement value. Isn’t it interesting? This competitive bonus adds more value to the card. However, they have introductory 15 months of 0% APR rates. Yes, you will not be charged with the interest rate after 15 months of the new account.
In terms of security, the card has powerful security features through American Express. In addition, the cardholder will be informed of any irregular activity with the card instantly.
Blue Cash Preferred Card From American Express:
Blue Cash Preferred® Card from American Express is one of those cards that offer high cashback rewards in some categories. Moreover, we considered it in the list of easiest Amex card to get because of the offers it has for the cardholder.
However, 6% of cashback on the purchase of $6000 per year. Moreover, the 3% cashback on trains, tolls, parking and much more. It can be the best card to have if you are looking for cash backs and rewards.
Well, until recently with the Covid-19 pandemic, they were offering a $0 annual fee but the offer is now expired. They are now charging $95 for the annual fee. While you have to maintain a credit score of 700-749 to qualify as the cardholder. This is a score between good and excellent credit score. So, it is not easy to wing your way through approval. But, at the same time, it is not too hard to get it too.
Besides, the generous cashback amounts of the card, you can just redeem the amount as the statement credit. Moreover, because of the generous cash backs, the reward rates are high.
Amex EveryDay Credit Card
As the name unfolds, the card is ideal for everyday use. The Amex EveryDay® Credit Card from American Express offers a decent amount of rewards on grocery or travel expenses. Moreover, there is no annual fee that makes it easiest to get.
However, the card is not that rewarding when it comes to other purchases rather than grocery shopping. Moreover, 20% of the bonus points add more rewards. Also, 0% of the APR on the first 5 months of the card membership makes it more popular.
Further, you will be having 2 points on the travels booked through AmexTravels.coms. This not only includes the flights but, also the cruises, packages, and more.
What Is The Easiest Amex Card To Get And What Credit Score It Required?
Most of the time it is asked, what is the easiest Amex Card to get approved, well, there can be numerous. However, we suggest Amex Every day, Blue Cash Every day, Cash Magnet. The reason we picked this card is just that it requires low credit score than others and they don’t ask for an annual fee.
Moreover, the card does not contain any welcome offer or any other beneficial features to amaze you guys. Other than that, there are many other cards you can qualify for. The ones worried about meeting the needs to qualify can apply the pre-approval trick to helps them getting Amex cards easily.
Let me just make it clear that, there is no Amex card for the users having bad credit or bad credit history. You have to check on the best credit score to qualify.
How To Get Pre-Approval For Amex Cards?
However, for the people who think they could lack meeting the qualifying properties, this is the best way to get approved. Whether it is different from applying for the card. You can go to their page and input the asked information.
Do not worry it will not affect your credit score. However, this process will make Amex make a soft pullover of your credit history to make them identify whether you are eligible to apply or not. this will make you most likely to get your favorite Amex card Approved.
Pros And Cons Of American Express Credit Cards
|No doubt having the best customer service||Not widely accepted|
|There is no pre-defined limit with the charged card||High APR interest rates, just like other credit cards|
|Best rewards and sign up bonus offers even with cards charging no annual fee||Amex Membership Rewards Claw back issues|
Takeaway – Easiest Amex Cards To Get
These are some easiest Amex cards to have in your wallet. But, get only the ones that fit with your lifestyle rather than running behind offers. American Express has greatly improved its acceptance rates at any points of sale in the US. But, if you are an international traveler, be aware that Amex is not widespread in other parts of the world. So, you may want to also have a Visa or Mastercard credit card with you if you travel internationally.
Amex satisfies US anti-trust laws but it steers customers towards high rewards and high annual fees, in my personal opinion. So, be careful before picking up a card. Make sure it absolutely helps you in your journey.
The best and easiest Amex cards to get approved for in our opinion
- Blue Cash Everyday Credit Card from American Express
- Cash Magnet Credit Card from American Express
- Blue Cash Preferred Credit Card from American Express
- Amex EveryDay Card
Don’t limit yourself to Amex and consider getting Chase credit cards too. Also, lookout for Amex Lifetime language in their bonus terms and don’t churn the card if you find it. We are open to hearing about your experience if you had any with these or other Amex cards.
I am a data analyst by profession who loves to crunch numbers at daytime and come home wondering how my passive income numbers for the day look like. I believe in being rich rather than looking rich. Follow me for Cryptocurrency, FIRE, Personal Finance, Credit Cards and Digital Nomad updates