We’ve all heard credit financial jargons like credit freeze or security freeze. So, we tend to ask ourselves, what is credit freeze? A credit freeze lets an individual control how their U.S. financial identity information is allowed to be released by credit bureaus. Freeze prevents bureaus from releasing the personal information of the individual. Credit …
Are you tired of your credit score being too low? Well, a low credit score can have a significant negative impact on your life. Not only does a low credit score lead to most of your things being canceled, but it also leads to you not getting a loan in the near future. Moreover, if you …
Are you planning to get a home or car? The next thing that comes to mind is how to finance? Comprehend the motive of banks, they are in the lending business to make profit, so naturally they would want to lend their money to trustworthy people. How to get good credit score? Are you looking …
If you are looking to find a card that will let you earn rewards and get cashback while still having the convenience of getting approved for it, then this Discover it Secured card could be the one for you. The card was designed for people who have poor credit histories or are struggling with their …
Did you ever missed to repay your credit card bill on time? A broken credit is a result of low credit scores or missed payments. A broken credit can have severe impact on whether you will get a loan or not. You need to fix it before even potential lenders can trust you again. If …
Is your credit card score still in the same place? Despite all attempts, has your credit card score improved? Ensuring you have a good credit card score has a vital role in quickly determining you will get mortgages. Many people often wonder why is my credit score not going up, but they fail to see …
Don’t you love the sound of a swiped card? It basically means you can have got full rights on a product or a particular service. Having a credit card makes life easy! You know the credit card limit, but shopping with it makes you feel powerful. Before riding on a mighty horse, you need to …
There is one email that makes way into your inbox every month. It is not from your ex-partner, and not even from a lucky draw. It’s the credit card statement! The question is – Do you know how to read credit card statement? It is quite essential as the statement consists of the money you …
Many people wonder how to cancel a credit card without concern about the side effect of it. Canceling a credit card will damage your credit score. Canceling credit card drastically changes your credit utilization ratio. The ratio in your credit report is basically the credit you tap versus the total credit limit you own. The …
Credit cards need to be very responsible about how they manage it. Excessive or less usage of the card can lead to blockage. Hence, one should use it in a fair amount to prevent it from being blocked. You should know how often should you use your credit card to maintain a perfect score and …
