Many people take frugal living for cutting spending to a minimum. In reality, it is quite the opposite.We will discuss the meaning of frugality later. Let’s find out how to be frugal and how important it is to live below your means. You will stretch your money and save a lot of cash if you …
Did you ever missed to repay your credit card bill on time? A broken credit is a result of low credit scores or missed payments. A broken credit can have severe impact on whether you will get a loan or not. You need to fix it before even potential lenders can trust you again. If …
Is your credit card score still in the same place? Despite all attempts, has your credit card score improved? Ensuring you have a good credit card score has a vital role in quickly determining you will get mortgages. Many people often wonder why is my credit score not going up, but they fail to see …
Don’t you love the sound of a swiped card? It basically means you can have got full rights on a product or a particular service. Having a credit card makes life easy! You know the credit card limit, but shopping with it makes you feel powerful. Before riding on a mighty horse, you need to …
There is one email that makes way into your inbox every month. It is not from your ex-partner, and not even from a lucky draw. It’s the credit card statement! The question is – Do you know how to read credit card statement? It is quite essential as the statement consists of the money you …
Many people wonder how to cancel a credit card without concern about the side effect of it. Canceling a credit card will damage your credit score. Canceling credit card drastically changes your credit utilization ratio. The ratio in your credit report is basically the credit you tap versus the total credit limit you own. The …
Credit cards need to be very responsible about how they manage it. Excessive or less usage of the card can lead to blockage. Hence, one should use it in a fair amount to prevent it from being blocked. You should know how often should you use your credit card to maintain a perfect score and …
Some adults may scoff if I say every 18 year old should get a credit card. But, I want to show you why you want to give your young adult an exposure to credit card early in life. After 18, they are free to sign up for any credit card in their own name. We …
A debt might be a need of the hour at a certain time, but we all get frustrated when it comes down to paying it off. If you are researching how to get out of credit card debt, then you might have learned by now that the only way to do it is a series …
If there is anything that can make your spending less fun for you, it’s the ongoing debts. Some plan these debts for some specific purposes while others get forced by unconventional circumstances. Either way, the debt goes a long way with you until you get it off your accounts with struggles of years. So, you …